Three 4x6 photos: 98 cents
Two sheets of magnetic backing: $2
One sheet of art paper: $1
Bottle of Elmer's glue: 9 cents
Flatbrush: 47 cents
Bits of construction paper scrap: Free
Three homemade Valentine's Day presents for the love of my life: priceless
For all the junk we don't need to buy and throw out in record volumes, there's MasterCard. For everything else, there's time, personal effort and love.